Who Needs The Help?

"It will not reward folks who bought homes they knew from the beginning they would never be able to afford."

This quote is the last sentence of this article.
I witness this mess build up working as an loan underwriter.
This is a surprise mainly because the bankers were able to boost the income of many families. The policy changed daily(which was directed by government) and with those means of measuring determined how much house you can get with the new policy.
Before I knew it a "D" credit score with old debt was able to attain a loan with no documents.

Now look at this mess now....

Yes, these families know they could not afford the home but with the assistance of the government, the "American Dream" became visible, attainable.

Now look at who lost...the "American People"